Terms

Last updated November 9, 2026. Keel is made and run in Miami, Florida. Questions: hello@keelconnect.app.

What Keel is

A tool that shows your cash flow and a forecast of where it is headed, from what you enter and, if you choose, from your linked bank accounts. It is information, not advice: the forecast is an estimate from your past spending and your scheduled bills, and it can be wrong. Check with your bank before you rely on a number, and make your own decisions about your money.

Your account

• You need to be 18 or older and give a real email address you control.
• Keep your password to yourself. What happens under your account is your responsibility until you tell us it was not you.
• One person, one account. Do not use Keel to look at anyone else's money without their permission.

Your data

Your data is yours. You can download it and you can delete your account at any time (Data & settings, Your account, Leave). The privacy policy says what is kept and how.

Bank links

Bank connections are made through Plaid under Plaid's end-user terms. Your bank's own terms apply to your accounts. Keel reads balances and transactions; it never moves money.

The service

Keel is provided as it is, without a guarantee that it is always available or free of mistakes. It can change, and features can be added or removed. If a paid plan is introduced later, nothing you already have will start costing money without a clear notice and your say-so first.

To the extent the law allows, the person running Keel is not liable for losses that come from relying on the numbers it shows, from a bank connection not updating, or from the service being unavailable.

Ending things

You can leave at any time. An account that is used to harm the service or other people, or that breaks these terms, can be closed.

Changes

If these terms change in a way that matters, you will see a note when you sign in. Using Keel after that means you accept the new terms.

This page is a plain-language draft for the person running Keel to review and complete before the app is published. It is not legal advice.